Senate Approves Housing Bill with Ban on Federal CBDC for Four Years

The U.S. Senate has passed a housing bill that includes a provision for a four-year ban on the development of a central bank digital currency by the Federal Reserve, which is still in the research phase.

by Editorial Staff|Jun 22, 2026|1 MIN READ|MONEY

In a recent legislative move, the U.S. Senate has approved a housing bill that contains a significant provision: a four-year ban on the Federal Reserve's exploration of a central bank digital currency (CBDC).

Currently, the concept of a CBDC remains largely theoretical, with the Federal Reserve only conducting research on the topic.

This decision may signal a formal obstacle to the potential implementation of a digital currency by the central bank, at least for the next four years.